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Consolidated Benefits & Insurance Services

Health Insurance, Dental Insurance and Employee Benefits in Los Angeles and surrounding areas

(949) 870-3355

Los Angeles Employee Retirement Plans

Sometimes it can be very hard to think about the future, especially when there is so much going on in your present. This is how many people feel about planning for their retirement. A part of this is due to many employers offering retirement packages, leading individuals to think that what they need is the right employer rather than the right retirement plan. If you are an employer that does not have a retirement package for your employees, then it is safe to assume that your ability to retain excellent employees is not as strong as it otherwise could be.

Help your employees accumulate tax deferred income for retirement with 401(k) plans and other retirement saving solutions designed by Consolidated Benefits & Insurance Services insurance experts. Our experienced advisers tailor cost effective benefits packages that offer advantages to employers and peace of mind for their personnel. Your employees can choose the amount they wish to contribute that will be automatically deducted from their paycheck and grow into tax deferred savings allowing for penalty free withdrawal at retirement age.

Customized 401(k) and other retirement planning options

Consolidated Benefits & Insurance Services offers customized 401(k) plans where employees can choose investments provided under the plan. Discuss the various options for employer contributions with our Los Angeles group retirement plan experts who offer flexible and varied options that are good for employees and great for your business!

Choose from a Variety of Retirement Solutions for your Employees that Include:

  • 401(k) employee plans that offer extra tax advantages
  • Employee pension plans that provide added financial security
  • Shared interest stock ownership options
  • Enhanced retirement plans that offer extra savings for select employees
  • Complete retirement planning solutions
  • Employee investment strategies

Taking Care of Your Los Angeles Employees in Retirement

Learn about the differences between qualified and non-qualified retirement plans and simplify the retirement options you offer while benefiting from tax savings and other incentives. Consolidated Benefits & Insurance Services helps employers make informed financial decisions and designs retirement plans that are best suited to your Los Angeles business.

Los Angeles Supplemental Retirement Savings Plans

Sometimes, a basic retirement plan is not enough.

Your Los Angeles business may already offer a 401(k) retirement plan yet did you know that you can provide key employees with another method for increasing retirement savings that offers tax incentives to you as a business owner and other financial gains? In addition to a wide range of insurance products, Consolidated Benefits & Insurance Services designs supplemental retirement plans that offer profitable advantages to owners and employees alike.

What is a Supplemental Retirement Plan?

In addition to the qualified retirement plans offered to employees, supplemental retirement coverage is a pension plan that can be tailored to provide benefits that exceed those covered in basic retirement plans such as an IRA and 401(k). Supplemental plans can be customized for either a select group of management executives, or other principal employees to ensure that a desired living standard is maintained. Consult with our insurance and retirement specialists to learn how Consolidated Benefits & Insurance Services programs can help your business.

Incentives for Business Owners

When employees have maxed out their contributions, supplemental retirement plans offer top employees a chance to save more. Give your Los Angeles business an additional boost that encourages your staff to remain engaged and productive. Benefit from many tax advantages as a business owner by consulting with Consolidated Benefits & Insurance Services advisers for tailor made supplemental savings plans that provide:

  • A powerful employee recruiting and retention advantage
  • Flexible contribution limits
  • Easily structured options according to your business goals
  • An opportunity to reward important employees
  • Tax deferral incentives

Decide How You Want To Contribute

Los Angeles employers can make additional contributions subject to a particular schedule adding customized elements to each supplemental retirement plan. These customizations are numerous and should be carefully considered while determining the needs and wants of the employee. Our approach is to provide clear descriptions of the possibilities that lay before you with a perfect understanding of your end goals. This strategy allows us to keep the client as the focal point of everything we do and that is why we have been successful for so many years.

Consult with a Consolidated Benefits & Insurance Services retirement planning expert to determine the best savings options for your employees by contacting us via phone or email.